Why do all French people want to invest in SCPI?

real estate savings

The French want to save to increase their purchasing power and wealth. But is it interesting to invest your money at 1% on a livery and at 1.1% on a life insurance policy in EU funds, especially when inflation is rising month by month? Isn’t it better to invest in shares of real estate investment companies (SCPI), knowing that the best of them bring about 6% net per year? This is one of the reasons why our compatriots want to invest in cerebral palsy, but not the only one. Learn about others in this article.

Why should you be careful before investing your money?

It is very easy to make a mistake when investing.

Therefore, it should be borne in mind that today’s passport accounts do not bring anything, and life insurance contracts in European funds should bring an average of 1% in 2022. Under these conditions, can we say that we are talking about investments? Rather, it is the best way to lose purchasing power, especially now.

Investing your money in the stock market can be tempting, especially in years like 2021, but 2022 is more difficult. The French benchmark CAC40 has fallen by more than 10% since the end of 2021.

For Veronica Baronone of the founding partners Central SCPI (www.centraledesscpi.com), the first French network of digital savings: “There is a happy environment between investments that bring almost nothing and those that force their owners to take high risks. This lucky tool is called productive SCPI, and more and more French people are buying them, in particular by calling us 01.44.56.00.23. »

Why is SCPI the most popular investment?

Investing in effective shares of SCPI means investing your money together in renting real estate. Leased real estate is divided into commercial real estate (offices, shops, business premises, warehouses, real estate related to health and education, real estate for recreation and tourism, hotel premises, etc.), residential real estate.

Thus, management companies that have created and manage all SCPIs in the market buy buildings for the money of subscribers who receive monthly or quarterly dividends in return. You can invest in productive SCPI with several thousand euros and create a reliable SCPI portfolio.

Like all real estate investments, effective SCPIs can be purchased in cash, on credit, or by temporary dismemberment. Buying SCPI shares on credit allows you to take advantage of current rates and increase your assets faster.

Unlike real estate, which is located directly, ie rented apartments and houses, it is easy to invest in REIT outside our borders, in Europe. Whether SCPIs are in the eurozone or on the rest of the continent, European SCPIs are among the best SCPIs, as their dividends are not payable on social security contributions at a rate of 17.2% on rents received outside France.

As noted in the introduction, the best SCPIs yield about 6% net per year. Such indicators allow investors to increase their purchasing power under good conditions and without any management constraints, as all work is performed by the management company.

Finally, investing in productive SCPIs allows you to co-own dozens of buildings or even several hundred for the largest SCPIs, combining your own real estate assets on the best terms.

Given their intrinsic qualities based on stone and their ability to create value for their shareholders, SCPI is therefore an investment that the French want to buy. Whether students or seniors, SCPI is suitable for all types of savers who want to earn a passive income.

How to buy productive SCPI shares?

The first idea that comes to mind for savers who want to buy SCPI shares is to read the SCPI rating and conduct SCPI modeling. Because SCPI rankings are not updated quarterly, it is not possible to have a clear idea of ​​them. As for SCPI modeling, you need to do dozens of them before you find the right one, and in the end you don’t know which one to choose when choosing a SCPI.

Therefore, it is better to turn to specialists in cerebral palsy, whose only profession is. It is all the more necessary to use the services of these consultants, as the price of SCPI shares is the same regardless of the distribution channel. Also, customers of these companies often receive benefits from additional services at the same price as SCPI shares.

As noted Laurent Fudgesmanager inside Central SCPI “Instead of contacting your bank, which only distributes its own SCPIs, you should feel free to seek advice from companies like ours that offer their customers all the SCPIs on the market, as well as the best SCPI loans. Thanks to our SCPI-SIGN software, it is also very convenient to buy your SCPI online from the couch. »

More than a million French people have already bought shares in SCPI. This figure speaks for itself and is growing every day. Investing in profitable SCPIs is a great trade-off between productivity and very limited risk, not to mention the lack of restrictions on management that exist in the real estate sector.

However, before purchasing any SCPI with a refund, it is necessary to consult SCPI specialists, as well as Central SCPI (01.44.56.00.23), the first SCPI comparator on the market to make sure you don’t make a mistake in choosing SCPI.

The French understood that inflation would stop. Therefore, they turn en masse to investments that protect them from rising prices and strengthen their purchasing power. The best investment that combines profitability and stability, as SCPI is called profitability, would be ashamed to ignore the opportunity to buy stocks.

WARNING

Investments in SCPI are not guaranteed either in terms of dividends received or in terms of capital retention. SCPIs depend on fluctuations in real estate markets.

Before deciding to buy SCPI shares, seek professional advice to ensure that this investment matches your asset profile.

Finally, like any real estate investment, keep in mind that SCPIs are long-term investments with a minimum retention period of at least eight years.

© www.abcbourse.com

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