Where to invest in SCPI?

At a time when inflation is rampant and purchasing power has never been so acute, savers no longer know where to turn to invest their money. The effectiveness of life insurance funds in the euro has never been so weak and the stock market so volatile.

However, new savings players have emerged that offer solutions to restore investment. This applies to La Centrale des SCPI, a leader in online SCPI, an investment with a return of up to 6%. Who are these SCPI champions? What are their strategies for restoring profits and stopping the fall in your savings?

Why has the SPCI become the flagship of savings investments?

In recent years, the situation with savings has experienced many shocks. The crisis of 2008 changed the cards, ending the board of the euro for life insurance contracts, a former stellar investment that has since lost its luster after more than 10 years of continuous decline.

The fund has fallen in the euro more than once, falling rates have led to the fact that all banking books, regulated or not.

Thus, for the last 15 years (2006-2021), statistics recently published by the Institute of Real Estate and Property Savings give a clear conclusion. Shares yielded an average of 4.6% per year, the European Fund, meanwhile, yielded an average of 2.6% per year, and Livret A – 1.5% per year.

Thus, SCPIs are at the forefront of investments open to the public with an average return of 6.3% per year, including dividends paid and revalued over the past 15 years.

SCPIs are real estate investments that allow savers to easily invest in a significant real estate portfolio, which can be located in France as well as on a European scale. In 2021, the best SCPIs gave up to 6%. Therefore, it was logical that thanks to such revenues, SCPI experienced an increase in the power of savers.

Gregory Moulinier, founder of the SCPI online platform, Central SCPI explains the success of this placement:

“SCPI is not a new investment, but digitization and the Internet have allowed it to reach a growing audience. Formerly reserved for a few highly informed clients, SCPI is now at a turning point in its history and should increasingly appear in the French legacy. Our SCPI 2030 plan at La Centrale des SCPI stipulates that 50% of French savers must keep SCPI until 2030! “.

How has La Centrale des SCPI won the hearts of those who save SCPI?

For those who save, targeting the online SCPI market is not an easy task, as the offer is rich. Offering turnkey support and a clear investment framework, La Centrale des SCPI has established itself as a benchmark SCPI platform.

The hypergrowth of this startup since 2011 speaks for itself: the Internet traffic of their site www.centraledesscpi.com has a double-digit trend of growth since its inception, the number of new customers is exponential and, above all, it is a guarantee of impeccable customer service. re-subscribed to SCPI shares over 70%!

What is the secret of La Centrale des SCPI to win more and more market share?

“In short, it’s about innovation. We invest huge amounts of money in digital tools without giving up advice. The idea is to become a benchmark in SCPI online consultations and stay that way over time through our pedagogy and providing the right tools for our clients, ”explains Veronica Baron, the company’s founder. Central SCPI.

In recent years, Fintech has equipped itself with a revolutionary online SCPI-signing tool SCPI-SIGN to ensure a smooth and intuitive subscription to all SCPIs on the market. Thus, the competitiveness of this fintech depends on both technological development and updating the SCPI database (SCPI files, SCPI simulations) and personalizing tips.

In fact, the most important thing is, first of all, the person who is at the center of the investment process. Consulting teams with Central SCPI present technical profiles (former private bankers or capital management advisors) and thus keep track of clients over time, emphasizing the client’s explanations and experience. Their phone line 01.44.56.00.23 also works 6 days a week from 8:30 to 20:00.

What are the ambitions of La Centrale des SCPI to democratize SCPI?

To meet the challenge of the next decade and not rest on our laurels, Central SCPI launched the SCPI 2030 plan. The goals of this SCPI 2030 plan are to promote SCPI investment to make it a new stellar investment in the coming years.

Another development, the SCPI 2030 plan, also intends to channel French savings into significant projects, in particular for socially responsible investment purposes. Ecology and social diversity are the two main pillars of real estate development.

Still under the SCPI 2030 plan, Central SCPI seeks to open up to the international market with the establishment of agencies in three European capitals: Madrid, Lisbon and Brussels. Development towards Europe, which goes hand in hand with SCPI.

“With high dedication and the ability to achieve many heritage goals, SCPIs have all the qualities to prove themselves as one of the best investments over the years. We want to direct the French savings to this lucrative means in an educational way. We want to show them that in terms of savings, now is not the time to quit, but you can still increase the purchasing power of your money! sums up Lionel Benham, the third founding partner Central SCPI.

Youtube: https://www.youtube.com/watch?v=CCKkllIYryc

WARNING

Investments in SCPI are not guaranteed either in terms of dividends received or in terms of capital retention. SCPIs depend on fluctuations in real estate markets.

Before deciding to buy SCPI shares, consult with a professional to make sure that this investment matches the profile of your assets.

Finally, like any real estate investment, keep in mind that SCPIs are long-term investments with a minimum retention period of at least eight years.

This content was created in partnership with Sereniteo. BFM Business did not participate in the creation of this content.

In partnership with Sereniteo