SCPI: Passive investments that make you rich

Real estate

centraledesscpi May 2022 1

It is not easy to invest your money well. Regulated savings books and life insurance policies in euro funds no longer pay off for their owners, as their yields are lower than inflation. Buying a rented apartment can be profitable, but direct real estate requires compliance with very strict standards and management.
Also, are there passive investments that can enrich savers? The answer to this question is yes, if you invest in shares of Sociétés Civiles de Placement Immobilier or SCPI. So let’s see how.

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What is passive investing?

Unlike active investment, in which the investor participates and manages his own wealth, deciding which asset it will consist of, passive investing allows the investor to make a profit without any interference from him.

The relevant assets are then managed by a third party. This is especially true in real estate, as asset management can quickly become a nightmare for the investor. Between energy repair obligations, co-owners’ meetings, tenants, it is sometimes difficult to manage, there are plenty of bad surprises, and management takes a lot of time.

Veronica Baronone of the founding partners Central SCPI (www.centraledesscpi.com), the first French digital savings network, mentions that ” in order not to waste their time managing tenants, customers who call us at 01.44.56.00.23 decided to acquire effective SCPIs to increase both purchasing power and assets. Thus, these investors are double wins. »

Why do SCPIs fully comply with the concept of passive investing?

Investing your money in real estate brings in more than a libretto or life insurance contracts in euros, but it takes time and energy. Investors in SCPI shares prefer to devote their time and energy to other activities. In fact, all the work is done by the management company that created and manages the SCPI we acquired.

The management company determines the choice of assets placed in the portfolio, manages the assets of the building and regulates relations with tenants. He also keeps SCPI accounts and sends an annual tax return to shareholders. For its part, the partner is content to receive its dividends on a monthly or quarterly basis, depending on the terms of each SCPI.

Do SCPIs pay for themselves despite their passive investment nature?

The most effective SCPIs give up to 6% per year. This 6% is less all costs, which is a high level of efficiency compared to life insurance policies in euro funds.

Even better, the price of productive SCPI units is steadily rising in light of rising real estate prices. Prices of all types of real estate (offices, retail space, warehouses, business premises, real estate related to health and education, real estate for leisure and hotels, residential real estate, etc.) are revalued over time.

Which SCPIs should be invested in to generate passive income?

To avoid putting all your eggs in one basket, you need to mix several productive SCPIs, at least three, to create a passive but lucrative portfolio. Therefore, it is reasonable to combine European SCPI with French SCPI to diversify the location of buildings (France, the eurozone, the rest of the continent).

In addition to European SCPIs, which are some of the best SCPIs, it is interesting to position ourselves on SCPI logistics, SCPI for healthcare and diversified SCPI. Do not believe that investing in SCPI requires large sums, as several thousand euros is enough to create a diversified and complementary SCPI portfolio.

As with all real estate assets, it is wise to strengthen your SCPI portfolio by buying SCPI shares on credit to take advantage of the leverage effect and increase your real estate assets faster.

Where to buy SCPI shares to generate passive income?

The choice of SCPI performance is becoming wider, do not hesitate to consult SCPI specialists. Since the price of SCPI shares is the same regardless of the distribution channel, it would be unfortunate not to use the experience of these SCPI specialists who are just doing this work.

Their independence, combined with the fact that they distribute all SCPIs in the market, not forgetting the best SCPI credit, is claimed in their favor. Therefore, the choice of SCPI, made on their advice, will be a guarantee of good performance and, consequently, financial independence.

As noted Theo Darromanmanager inside Central SCPI :

Passive SCPI income is available to all savers, small or large. It is enough to start in the investment SCPI to implement it. It is important to start the car. After the launch, dividends will be paid month by month or quarter by quarter. As SCPI coaches, we can best help investors who trust us. »

Investing in passive investments has become a trend. The French want to free themselves from any administrative restrictions, which is understandable. However, investing in passive investments that would bring in less than inflation, such as Livret A or a life insurance policy in euro funds, does not make sense. That is why it is better to buy SCPI, passive investment par excellence.

However, the help of cerebral palsy specialists is needed, as well as with Central SCPI (01.44.56.00.23 / www.centraledesscpi.com), the first SCPI comparator on the market that guarantees the success of your passive investments. To make sure of this, just contact them without obligation.

Enrichment and passive investing do not contradict, but complement each other. Invest your money about 6% net per year without any management restrictions, as advised by consultants Central SCPI this is what brings a smile to the faces of investors.

WARNING

Investments in SCPI are not guaranteed either in terms of dividends received or in terms of capital retention. SCPIs depend on fluctuations in real estate markets. Before deciding to buy SCPI shares, consult with a professional to make sure that this investment matches the profile of your assets. Finally, like any real estate investment, keep in mind that SCPIs are long-term investments with a minimum retention period of at least eight years.



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