Invest in stone, directly or in SCPI?

The article is published by Sereniteo Investment

Choosing real estate to diversify assets and generate additional income is not always easy. Indeed, straight stone or SCPI, the crucial choice arises for savers.

SCPI, with a total capitalization of 78.6 billion euros as of December 31, 2021, saw a significant increase last year, and inflows increased by 22%.

This new way of becoming an owner is attracting more and more savers who are gradually moving away from direct real estate.

When it comes to supporting savers in their projects, various players in the highly competitive real estate market are trying to stand out, which is what La Centrale des SCPI has achieved, the positioning of which we will discuss.

Buying stone directly or buying paper stone: what are the benefits of SCPI?

Every year, many savers decide to turn to real estate to increase assets and earn extra income, a good idea, but at what cost?

Investment in direct real estate has been profitable for a long time, but the profitability observed in recent years has been declining, due in part to the control of rents in large cities, as well as the numerous costs associated with investment. .

“Investments in direct real estate have long been profitable, but the profits observed in recent years have tended to decline, this phenomenon is explained, in particular, by the control of rents in large cities, as well as numerous fees associated with investment.”

Choosing the “best” property is often a headache, in addition to this determining factor, choosing the right tenant, the right payer, the one who does not spoil, repairs, visits, in short, a set of elements that are often a source of trouble, finally this wonderful the project quickly becomes an extremely time-consuming and unprofitable investment …

Income SCPIs, for their part, have seen a significant increase in their collection rates, in fact, this investment stands out without rent problems. SCPIs allow you to become the owner of a portfolio of real estate, the value of which increases over time, and receive monthly or quarterly rent. SCPIs offer yields ranging from 4.5% to 6% for the most efficient of them.

The management companies that manage them acquire real estate on behalf of investors and take care of everything: whether it is tenant management, sale and purchase of property, improvement and repair work, relationships with all players, investors can invest in minutes without leaving home and collect rent. not controlling anything.

In addition, SCPIs, unlike direct real estate leases, allow for very strong diversification of investors’ assets and extraordinary pooling of risks. Savers no longer depend on the single real estate market, but have property located in four corners of the world!

In short, supporting and delegating the management of your assets to companies that know the markets better is the key to success.

How did La Centrale des SCPI force real estate agencies to invest in real estate?

As part of the direct rental investment, real estate agencies rarely offer advice on savers’ projects, and finally, few investors are accompanied in the choice of real estate, as well as the appropriate tax regime.

Faced with many classic real estate agencies, Central SCPI created in 2010, stands out. His agency, located at 15 rue Saint-Roch in the first district of Paris, offers an appointment without the appointment of qualified capital management consultants who are ready to advise savers as best they can. In addition to the physical agency, La Centrale des SCPI has been able to adapt to new consumption patterns through its website and electronic signature software, real estate is available in a few clicks, and fintech is a leading online distributor of SCPI (www .centraledesscpi. com).

There are many SCPIs with efficiency, whether general or specialized, French or European, it is strongly recommended to choose the right SCPI, support in creating a diversified portfolio.

“The partnership established between La Centrale des SCPI and management companies with many years of experience in real estate is the key to investment that savers make successfully”

Partnership established between Central SCPI and management companies with many years of experience in real estate are the key to successful investing. Indeed, regardless of the age or situation of the saver, La Centrale des SCPI can support its clients in creating a special SCPI portfolio.

finally, Central SCPI differs from traditional real estate agencies whose placement is a specialist, cerebral palsy, as well as its expertise.

SCPI’s collection was 7.4 billion euros in 2021, and many capital management experts consider SCPI a productive lease investment of the future.

The flexible nature of SCPI and the strong diversification they offer distinguish them from direct real estate, where transactions are not always consistent with investor profiles.

Thus, the choice to invest in real estate through effective SCPIs to create heritage and generate additional income is an extremely interesting operation in terms of heritage. SCPIs provide investors with the best solution to diversify their assets as part of a long-term strategy without worrying about managing them.

What is the best real estate investment in 2022?

WARNING

Investments in SCPI are not guaranteed either in terms of dividends received or in terms of capital retention. SCPIs depend on fluctuations in real estate markets.
Before deciding to buy SCPI shares, consult with a professional to make sure that this investment matches your asset profile.
Finally, like any real estate investment, keep in mind that SCPIs are long-term investments with a minimum retention period of at least eight years.